Last Updated: Jan 20, 2025
Terms and Conditions
1. Applicability
The following terms
and conditions apply to all web sites that are owned, operated, and maintained
by or for Get Insurance Quotes and its United States subsidiaries and
affiliates (“Get Insurance Quotes”) including (1) Get Insurance Quotes and
other Get Insurance Quotes websites on which these terms and conditions are
linked; (2) Get Insurance Quotes mobile applications; and (3) the social media
accounts and/or pages that we control. Get Insurance Quotes websites,
applications and social media accounts are collectively referred to in these
terms and conditions as the “Site”.
2. General Provisions
THESE TERMS AND
CONDITIONS TOGETHER WITH THE PRIVACY POLICY AND
ANY SUPPLEMENTAL TERMS, CONDITIONS, OR RULES POSTED TO A SPECIFIC AREA OF THIS
SITE (“TERMS”) SET FORTH THE LEGALLY BINDING TERMS GOVERNING YOUR USE OF THIS
SITE.
By entering this Site,
you acknowledge and agree to all terms, conditions, and rules stated in these
Terms. You are not permitted to use this Site if you do not agree to be
legally bound by these Terms. Please read these Terms carefully.
We may, in our sole
discretion, modify these Terms from time to time and we reserve the right to
make changes at any time, without notice or obligation, to any of the content
and information contained on this Site. By entering this Site, you acknowledge
and agree that you shall be bound by any such revisions. We suggest
periodically visiting this page of the Site to review these Terms.
3. Jurisdiction and Governing Law
Get Insurance Quotes
makes no representations that the information and materials contained within
this Site are appropriate for locations outside the United States. By entering
this Site, you acknowledge and agree that, unless otherwise expressly stated,
this Site is intended for use within the United States only and will only be
governed according to the laws of the State of Illinois, without regard to
conflicts of laws principles. If you use this Site from other locations,
you are responsible for compliance with any and all applicable local laws.
4. Disclaimer of Auto Insurance Policies
This Site, and all
information and materials contained herein, is provided to you on an “AS IS”
and “AS AVAILABLE” basis, and AT YOUR OWN RISK TO THE FULLEST EXTENT PERMITTED
UNDER APPLICABLE LAW. Although the specifications, features, illustrations,
contract summaries, quotes and other information contained in the Site are
based upon up-to-date information, and while Get Insurance Quotes and all
parties involved in creating, producing, or delivering this Site make all
reasonable efforts to ensure that all material on this Site is correct,
accuracy cannot be guaranteed. We disclaim, to the FULLEST EXTENT
PERMITTED BY LAW, all Auto Insurance Policies , whether express or implied,
including without limitation, any implied Auto Insurance Policies of title, merchantability, non-infringement
and fitness for a particular purpose and all Auto Insurance Policies regarding security, currency, correctness,
quality, accuracy, completeness, reliability, performance, timeliness, or
continued availability with respect to this Site. We expressly disclaim,
to the fullest extent permitted by law, any Auto Insurance Policies with respect to any downtime, delays or errors
in the transmission or delivery of any information, materials, or services
through the Site. To the extent any jurisdiction does not allow the
exclusion of certain Auto Insurance Policies , some of the above exclusions do
not apply.
5. Get Insurance Quotes’s Intellectual Property
Get Insurance Quotes
will aggressively enforce its intellectual property rights to the full extent
of the law. All images, text, sound, photos, custom graphics, button
icons, the collection and compilation and assembly thereof, and the overall
“look and feel” and distinctiveness of the Site constitute trade dress and are
either the property of Get Insurance Quotes or used on this Site with
permission. The absence on the Site of our name or logo does not constitute a
waiver of our trademark or other intellectual property rights relating to such
name or logo. All other product names, company names, marks, logos, and symbols
appearing on the Site may be the trademarks and the property of their
respective owners.
You acknowledge and
agree that information and services available on the Site are protected by
copyrights, trademarks, service marks, patents, trade secrets, or other
proprietary rights and laws and are owned or licensed by Get Insurance Quotes.
Except as expressly authorized by Get Insurance Quotes, either in these Terms
or elsewhere, you agree not to sell, license, rent, modify, distribute, copy,
reproduce, transmit, publicly display, publicly perform, publish, adapt, edit,
or create derivative works from the Site, information, or services. Without waiving
any of the foregoing rights, you may print or download information on products
and services from the Site for your own personal, non-commercial home use,
provided that you keep intact all copyright and other proprietary notices.
Systematic retrieval of information or services from the Site to create or
compile, directly or indirectly, a collection, compilation, database, or
directory without written permission from Get Insurance Quotes is prohibited.
6. General Submissions
You agree that you will
not post on this Site, or transmit to this Site, any pornographic, obscene,
profane, defamatory, libelous, threatening, unlawful or other material that
could constitute or encourage conduct that would be considered a criminal
offense, give rise to civil liability, or otherwise violate any law or
regulation. Notwithstanding the fact that Get Insurance Quotes or other parties
involved in creating, producing, or delivering this Site, may monitor or review
transmissions, postings, discussions, or chats, Get Insurance Quotes and all
parties involved in creating, producing, or delivering this Site, assume no
responsibility or liability that may arise from the content thereof, including
but not limited to claims for defamation, libel, slander, obscenity, pornography,
profanity, or misrepresentation. By entering this Site, you acknowledge
and agree that any communication or material you transmit to this Site or Get
Insurance Quotes in any manner and for any reason, is subject to review and
removal, and will not be treated as confidential and/or proprietary to you,
unless otherwise expressly stated in a particular area of this Site or in
our Privacy Policy. Furthermore, you acknowledge and agree that
any ideas, concepts, techniques, procedures, methods, systems, designs, plans,
charts, or other materials you transmit to Get Insurance Quotes may be used by
Get Insurance Quotes anywhere, anytime, and for any reason whatsoever.
Photo Submissions. Some areas on this Site allow you to
submit personal photos. The general purpose of such submissions is to
provide a visual and textual representation of your Get Insurance Quotes
product. We suggest you attach a high-quality photo of your product and provide
an accurate, textual description that is both clear and relevant. You
understand that not all types of photos are appropriate for use and all photos
submitted are subject to review and removal. The following is a
list of general photo restrictions:
- Photos cannot be sexually explicit or suggestive,
unnecessarily violent or derogatory of any ethnic, racial, gender,
religious, professional or age group, profane or pornographic, or contain
nudity;
- Photos cannot promote alcohol, illegal drugs, tobacco,
firearms/weapons (or the use of any of the foregoing), any activities that
may appear unsafe or dangerous, or any particular political agenda or
message;
- Photos cannot be obscene, offensive, or endorse any
form of hate or hate group;
- Photos cannot defame, misrepresent or contain
disparaging remarks about Get Insurance Quotes or its products or
industry, or other people, products or companies;
- Photos cannot contain trademarks, logos or trade dress
owned by others, or advertise or promote any brand or product of any kind
other than Get Insurance Quotes, without permission, or contain any
personal identification, such as license plate numbers, personal names,
e-mail addresses or street addresses;
- Photos cannot contain copyrighted materials owned by
others (including photographs, sculptures, paintings and other works of
art or images published on or in websites, television, movies or other
media) without permission;
- Photos cannot contain materials embodying the names,
likenesses, photographs, or other indicia identifying any person, living
or dead, without permission;
- Photos cannot communicate messages or images
inconsistent with the positive images and/or goodwill to which Get
Insurance Quotes wishes to associate; and
- Photos cannot depict a violation, and cannot
themselves, be in violation of any law.
By submitting a photo,
you acknowledge that your photo may be posted on this Site, at our
discretion. We reserve the right to, and may or may not, monitor/screen
photos prior to posting them to the Site. By submitting a photo, you
acknowledge that we have no obligation to use or post any photo you submit.
By submitting a photo
you warrant and represent that: (a) it is your original work and accurately
reflects your experience with our product and that depictions are known to be
true and are based upon your use of our product; (b) it has not been previously
published; (c) it has not received previous awards; (d) it does not infringe
upon the copyrights, trademarks, rights of privacy, publicity or other
intellectual property or other rights of any person or entity; (e) you have
obtained permission from a person whose name, likeness or voice is used in the
photo (if any); (f) and that publication of the photo via various media,
including Web posting, will not infringe on any third party rights; and (g) you
will indemnify and hold harmless both Get Insurance Quotes and any parties
involved in creating, producing, or delivering the photo submission from any
claims to the contrary.
By submitting a photo,
you agree that your submission is gratuitous, made without restriction, will
not place Get Insurance Quotes under any obligation, and that we are free to
disclose the ideas contained in the photo on a non-confidential basis to anyone
or otherwise use the ideas without any additional compensation to you.
You understand that
submitting a photo grants Get Insurance Quotes and its agents an unlimited
worldwide perpetual license and right to publish and use the photo in any way,
in any and all media, without limitation, and without consideration to
you. You acknowledge that, by acceptance of your submission, we do not
waive any rights to use similar or related ideas previously known to us, or
developed by Get Insurance Quotes’s employees, or obtained from sources other
than you.
7. Digital Millennium Copyright Act Notice
If you believe that
any material on this Site, including Get Insurance Quotes and user provided
material, infringes your copyright rights, please contact Get Insurance
Quotes’s designated agent for Digital Millennium Copyright Act notices at:
Get Insurance Quotes
Email
address: info@getinsurancequotes.autos
Phone number:
(833)-20946-0820
In your notice, please
include:
- Your physical or electronic signature;
- Identification of the copyrighted work you claim to
have been infringed, or, if there are multiple copyrighted works, a list
of such works;
- Identification of the material that you claim to be
infringing, and where the material is located on the Site;
- Your address, telephone number, and email address;
- A statement that you have a good faith belief that use
of the material in the manner complained of is not authorized by you or
the law; and
- A statement, under penalty of perjury, that the
information in your notice is accurate.
If the notice is
submitted by someone else on your behalf, the notice must also contain a
statement that, under penalty of perjury, the person submitting the notice is
authorized to act on your behalf.
8. Limitation of Liability
By using this Site you
agree that, to the fullest extent permitted under applicable law, none of the
parties involved in creating, producing, or delivering this Site will be liable
for any direct, incidental, consequential, OR indirect damages, or any other
losses, costs, or expenses of any kind which may arise, directly or indirectly,
through access to, use of, implementation of, or browsing of this Site or
through your downloading of any materials, data, text, images, video or audio
from this Site, including but not limited to anything caused by any viruses,
bugs, or any computer system, phone line, hardware, software or program
malfunctions, or any other errors, failures or delays in computer transmissions
or network connections.
9. Dispute Resolution
Any controversy, claim
or dispute arising between the parties, including, but not limited to, alleged
violations of state or federal statutory or common law rights or duties (a
“Dispute”) shall be solely and exclusively resolved according to the procedures
set forth in this paragraph. If the parties are unable to resolve any
Dispute through informal means, either party may initiate binding arbitration
of such Dispute by sending notice demanding arbitration to the other
party. The demand for arbitration shall be made within a reasonable time
after the Dispute has arisen, but in no event shall it be made more than one
year from when the aggrieved party knew or should have known of the
controversy, claim or facts forming the basis of the Dispute. The
arbitration shall be initiated and conducted according to American Arbitration
Association rules and procedures for consumer arbitration (the “Arbitration
Rules”). The arbitration shall be conducted in Cook County, Illinois
before a single neutral arbitrator appointed in accordance with the Arbitration
Rules with the option to appeal the arbitrator’s decision to Optional Appellate
Arbitration in accordance with the Arbitration Rules. To the fullest
extent permitted by law, the arbitrator shall not have the power to award
special, consequential or indirect damages against any party. Arbitration
costs and fees shall be determined in accordance with the Arbitration
Rules. Each party will bear the expense of that party’s attorneys,
experts, and witnesses, and other expenses, regardless of which party prevails,
but a party may recover any or all expenses from another party if the
arbitrator, applying applicable law, so determines. No disputes may be
arbitrated on a class or representative basis and the arbitrator may not
consolidate or join the claims of other persons or parties who may be similarly
situated. BY AGREEING TO THESE TERMS, EACH PARTY IRREVOCABLY WAIVES ANY
RIGHT IT MAY HAVE TO JOIN CLAIMS OR DISPUTES WITH THOSE OF OTHERS IN THE FORM
OF A CLASS ACTION, CLASS ARBITRATION OR SIMILAR PROCEDURAL DEVICE; AND WAIVES
ANY RIGHT IT MAY HAVE TO PRESENT ITS CLAIM OR DISPUTE IN A COURT OF LAW.
Judgment on the award rendered by the arbitrator(s), if any, may be entered for
enforcement purposes in any court having jurisdiction thereof.
10. Indemnity
You agree to defend,
indemnify, and hold Get Insurance Quotes, our affiliates, subsidiaries, joint
ventures, third-party service providers, employees, contractors, agents,
officers, and directors harmless from any and all liability, claims, and
expenses (including reasonable attorneys’ fees) that arise out of or are
related to your violation of these Terms or use of the Site.
11. Sweepstakes
The Site offers
sweepstakes from time to time. While no purchase is necessary to enter
any such sweepstakes, you agree to comply with the official rules of the
relevant sweepstakes advertised on this Site. Please do not enter if you
are not a permanent resident of the eligible geographic area, or if you are
otherwise ineligible as set forth in the particular sweepstake’s official
rules. Entries received from persons residing outside of the eligible
geographic areas, from other persons otherwise ineligible, or where restricted
or prohibited by law will be disqualified.
12. Careers
This Site may offer
job opening information and may provide mediums for you to apply and submit
your resume. You understand that nothing contained herein constitutes an
offer of employment by Get Insurance Quotes.
13. Privacy & Security
Our Privacy Policy is incorporated into these Terms. You acknowledge
that the requesting URLs of the machine originating the request and the time of
the request are logged for access statistics and security purposes and agree
that your use of this Site constitutes consent to such monitoring. To
access portions of this Site, you are required to obtain a user name and/or
password. In such cases, you are responsible for maintaining the
confidentiality of any such user name or password and are fully responsible for
all activities that occur under such name and password. You understand
that you can help protect your user name, password and personal information by
logging out of password protected web pages before you close your
browser. You agree to notify us immediately of any unauthorized use of
your user name or password. Get Insurance Quotes maintains exclusive
control of access and right of access to this Site. You understand and
agree that we reserve the right to revoke your registration at any time without
notice or cause of action for any reason whatsoever.
14. Links
This Site may contain
links to or be accessed through links that are owned and operated by
independent third parties. We provide links as a convenience and the
inclusion of the link does not imply that Get Insurance Quotes endorses or
accepts any responsibility for the content on those sites. Get Insurance
Quotes is not responsible for content including but not limited to advertising
claims, special offers, illustrations, names or endorsement, or the availability,
operation or performance of any other sites to which this Site may be linked to
or from which this Site may be accessed. Further, Get Insurance Quotes is
not, directly or indirectly, implying any approval, association, sponsorship,
endorsement, or affiliation with the linked site, unless specifically stated
therein. Your linking to any other off-site pages or other sites is at
your own risk. We recommend that you review any terms of use statement
and privacy policy before using any other linked site.
15. Telephone Consent
By clicking “Get a
Free Quote“, I agree by electronic signature: (1) that Get Insurance Quotes
may use the contact information above to call, text or email me with additional
information and offers using an automated dialing system or prerecorded
messages (I understand that my consent is not required as a condition of
purchase); and (2) to the Get Insurance Quotes Privacy Policy and Terms
and Conditions (including
arbitration provision). Std. msg. & data rates may apply. Messaging
frequency may vary. Text HELP for help, STOP to unsubscribe.
16. SMS Terms and Conditions
If you opt into Get
Insurance Quotes’s SMS quote alerts Program (“Get Insurance Quotes Quote Alert
Messaging Campaign”), you further agree to the terms and conditions outlined in
this section.
Consent
By enrolling in the
Program, you consent for Get Insurance Quotes to use an automated system to
send automated SMS quote alerts to the telephone number(s) you provided at
enrollment. You acknowledge that your consent to receive these messages
is not required to purchase any goods or services.
Program Description
and Cost
Supported carriers
include: Associated Carrier Group (ACG), AT&T, Boost, ClearSky, Google
Voice, Interop, Metro PCS, Peerless Network, Sprint, T-Mobile®, Truphone
Limited, U.S. Cellular, Verizon Wireless, Virgin Mobile, and other major
national and regional carriers. Supported carriers are not responsible for the
Program and may not be held liable for any problem or claim arising in
connection with it. The wireless carrier does not guarantee that alerts will be
delivered and will not be liable for delayed or undelivered messages.
Message Frequency
Messaging frequency
may vary.
Supported Carriers
Supported carriers
include: Verizon, AT&T, T-Mobile, Sprint, and other major national and
regional carriers.
Supported carriers are
not responsible for the Program and may not be held liable for any problem or
claim arising in connection with it. The wireless carrier does not guarantee
that alerts will be delivered and will not be liable for delayed or undelivered
messages.
Your Mobile Number
& Indemnification
You represent that you
are the account holder for the mobile telephone number you provided and that
you are a United States resident 18 years of age or older. If your phone
number changes, you must notify Get Insurance Quotes immediately
at (833)-20946-0820. You agree to indemnify Get Insurance Quotes for
all claims, expenses, and damages related to or caused in whole or in part by
your failure to notify Get Insurance Quotes immediately of a change in your
telephone number.
Contact Information
Get Insurance Quotes
Phone:
(833)-20946-0820